Credit Risk Officer

Full-Time

Credit Risk Officer

in Amon leasing in Lagos

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Industry Banking /Finance institution
Specialization Banking, Finance and insurance
Minimum Qualification Degree
Required Experience 1 to 3years
Application Deadline 1 month from now

Job Description

Amon leasing & Finance a newly established and leasing company is currently seeking fora qualified candidate for this position.

Responsibilities

• Verifies applicants’ information regarding loan application as obtained by the marketers who have direct link with the client.
• Analyses applicants’ financial status, conduct income and property evaluations to determine feasibility of proposed repayment plan.
• Offers alternative recommendations to applicants based on assessment of income status and need.
• Prepares and processes all documentations necessary for all facilities.
• Compiles and maintain a record of Clients’ credit history, corporate financial statements and other financial information.
• Reviews Lease and Finance Agreements to ensure that they are complete and in accordance with the company’s credit policy.
• Arranges a feasible repayment plan based on assessment of the Client’s income status.
• Sets and regularly review credit policies, procedures and standards in conjunction with the Managing Director.
• Gives recommendation for approval facilities based on predetermined limits.
• Prepares Report on the Performance of the Credit portfolio On Weekly and monthly basis 
• Any other duties as may be delegated by the Managing Director
• Credit appraisal/verification is expected to be concluded within 24hrs
• Reports to the Managing Director.

Qualifications and Requirements

• First degree in any numerate discipline
• Must have 2 – 3 years cognate experience in credit management.
• Previous experience in a financial institution
• Good knowledge of Microsoft Office packages.

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